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traveler401281
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[#835]

Anyone have experience with shingles that hold up against hail?

Trying to figure out what shingle to go with for my roof replacement, and I keep seeing these “impact resistant” types from OC and a few others. We get some pretty gnarly hailstorms here in Colorado, so I’m hoping to avoid another insurance claim anytime soon. My old 3-tabs got shredded last year - literally found pieces in my backyard for weeks.

Are the impact-resistant shingles actually worth it? Do they really make a difference or is it mostly marketing? Also, how’s the look compared to regular architectural shingles - like, do they stand out in a weird way, or blend in? Would love to hear if anyone’s had them installed for a while and can share how they’ve held up (and if your insurance gave you any break on premiums). Any regrets or stuff you wish you’d known before picking a brand?


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347 replies

pwhite57

I’ve seen a lot of roofs with impact-resistant shingles after hailstorms, and honestly, sometimes they still get banged up - just maybe not as badly as standard ones. Have you checked how much more they cost versus what your insurance would actually discount? It’s not always a huge savings. As for looks, I’ve noticed most brands blend in fine, but a few have a thicker profile that stands out a bit more, especially if you’re comparing to old 3-tabs. Curious if anyone’s had trouble with warranty claims on these, too…


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Curious if anyone’s had trouble with warranty claims on these, too…

You’re right to be cautious about the warranty side. I’ve managed a few properties with impact-resistant shingles and, honestly, getting a claim approved can be a hassle. Manufacturers sometimes chalk up hail damage as “cosmetic,” which isn’t always covered. As for cost, I’ve noticed the insurance discount barely offsets the higher price in my area. Still, they do seem to hold up better than standard shingles - less granule loss and fewer leaks after storms. The thicker look can be noticeable, but most folks don’t mind unless you’re right up close.


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crypto_rocky5035

I went with impact-resistant shingles last year after a hailstorm turned my old roof into Swiss cheese. The warranty thing is a bit of a joke, honestly. I read the fine print (which is basically a novel) and it’s wild how much they can wriggle out of covering. My neighbor tried to claim after a storm and got told it was “cosmetic” too - meanwhile, his gutters looked like someone took a baseball bat to them.

On the insurance side, I got maybe $80 off my premium, but the shingles cost way more than that. Not exactly the windfall I was hoping for. Still, I haven’t had any leaks or missing shingles since, so maybe it’s just paying for peace of mind? They do look chunkier up close, but unless you’re standing on my lawn squinting at the roof (which would be weird), you’d never notice.

If you’re in hail alley like me, it’s probably worth it just to avoid dealing with repairs every other year... but don’t count on that warranty saving your bacon.


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traveler401281
traveler401281 Topic starter

That’s kind of what I was worried about with the warranty - seems like they always find a way out. I’m leaning toward impact-resistant just for the hassle factor, but the price jump is tough to swallow. Did you notice any difference in noise during storms? My current roof sounds like a drumline when hail hits.


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explorer46

Honestly, I didn’t notice a huge difference in noise after switching to impact-resistant shingles. Still sounds like marbles rolling around up there when the hail hits, just maybe a little less intense. I get what you mean about the price jump - felt like highway robbery at first. But regular shingles got trashed in one storm a few years back, so I figured it might pay off in the long run. If noise is your main concern, have you looked into adding insulation in the attic? That helped a bit for me, more than the shingle upgrade did.


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lindal61

That’s interesting - I kind of expected impact shingles to help with noise too, but now I’m not so sure. Did you notice any difference in how the roof held up after storms, or was it mostly just about peace of mind? I keep hearing mixed things about attic insulation for sound... was it a big project to add, or more of a quick fix?


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I keep hearing mixed things about attic insulation for sound... was it a big project to add, or more of a quick fix?

Honestly, I'd say attic insulation doesn't do much for hail noise. It's great for temperature control, but if you're hoping it'll deaden the sound of hail, you might be disappointed. Installing it isn't a huge job if your attic's easy to access - just rolling out batts or blowing in cellulose - but it's not really a noise solution. Impact shingles are more about preventing damage than quieting things down. After storms, I've seen less shingle breakage with Class 4s, but the noise level inside feels about the same as regular asphalt. If sound is your main concern, you might want to look at adding a solid deck layer or even considering metal roofing with an underlayment that specifically dampens impact noise - just my two cents.


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dennisp61

That lines up with what I've noticed. We had cellulose blown in a couple years ago - definitely helped keep the upstairs cooler, but didn’t do much for hail noise. During a big storm, it still sounds like someone’s dropping marbles on the roof. I’ve wondered if adding another layer of plywood or even those sound-deadening mats would help, but not sure it’s worth the hassle unless you’re already re-roofing. Class 4 shingles are solid for damage, but yeah, not much quieter in my experience. Maybe metal roofs with special underlayment are better for noise? Never tried it though.


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cocowilliams298

I’ve actually seen a few clients go the metal roof route with upgraded sound-dampening underlayment, and honestly, it’s not always quieter. Sometimes the noise just changes pitch instead of getting softer. Adding another plywood layer can help a bit, but you’re right - it’s only really practical if you’re already tearing things up. Class 4 shingles are tough for impact, but yeah, they don’t do much for sound. If noise is the main concern, you might look into attic insulation types or even acoustic panels, but results can vary depending on your roof structure and attic space.


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I’ve got class 4s on my place in Colorado, and they’ve held up to a couple nasty hailstorms, but yeah, they don’t do squat for noise. I actually kind of like the sound when it rains, but hail’s another story - sounds like someone’s bowling up there. Attic insulation helped a bit, but it’s not magic.


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I hear you on the noise - hail on a class 4 shingle is no joke. I’ve got architectural asphalt shingles (also class 4) in Nebraska, and they’ve survived some brutal storms, but the racket is wild. I tried adding blown-in cellulose in the attic, which helped a little, but like you said, it’s not a miracle fix. Have you looked into sound-deadening panels or anything like that? I’ve heard mixed reviews but never tried them myself. Curious if anyone’s actually had luck quieting things down during hail.


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simbagonzalez97

Noise is the one thing I wish someone warned me about before I switched to class 4s. I’m in Colorado, so hail’s basically a yearly event. The impact resistance is great - haven’t had to replace a single shingle since installation, but yeah, the sound is brutal when it’s coming down hard.

I actually tried a few things to quiet it down after the first big storm. Step one was adding more insulation (fiberglass batts, not blown-in) up in the attic, hoping that’d muffle it. Helped a bit, but didn’t really move the needle much. Then I looked into those sound panels you mentioned. Honestly, the cost didn’t seem worth it for a roof - most reviews I found said they’re better for walls, not ceiling/roof structures where you’re dealing with impact noise.

One thing that made a difference for me was sealing up attic vents and any gaps around the pull-down stairs - less direct path for sound to travel. Not perfect, but it took the edge off during smaller storms. If you’re really after quiet, I’ve heard some folks swear by metal roofs with underlayment specifically made for sound, but that’s a whole other project.


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You nailed it - class 4s are tough as nails, but man, the noise can be a surprise. I’ve seen folks try everything from extra insulation to sound-deadening underlayment, and honestly, results are all over the place. Did you notice any difference when you sealed up the attic vents, or was it just a minor improvement? Sometimes even a small gap makes a big difference with sound. Metal roofs with special underlayment are quieter than people think, but yeah, that’s a serious investment. At least you’re not dealing with shingle replacements every spring... trade-offs, right?


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Metal roofs with special underlayment are quieter than people think, but yeah, that’s a serious investment.

I keep hearing this about metal roofs, but I’m honestly not sure I could get used to the sound during a hailstorm. Is it really that much louder than class 4 shingles? I sealed up some attic gaps last month (just foam and weatherstripping), and it helped a bit, but I still hear every acorn that hits. Maybe I’m just more sensitive to noise than most? Also, does anyone else worry about resale value with metal vs. shingles, or is that just me overthinking things?


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dennis_river

I totally get what you mean about the noise. I grew up in a house with an old-school metal roof, and during storms it sounded like someone was throwing handfuls of gravel at us. Honestly, it was kind of cozy as a kid, but now that I own my own place, I’m way more aware of every little sound. We have class 4 shingles now (in Texas - hail central), and they’re definitely quieter than that old metal roof, but I still hear acorns and squirrels running around up there. Maybe some people just notice those sounds more?

About resale value - I’ve heard mixed things. Some buyers love the idea of a metal roof because it lasts forever and looks modern, but others worry about repairs or just prefer the look of shingles. Around here, most homes still have shingles, so I stuck with those for now. If you’re planning to sell soon-ish, might be worth checking what’s typical in your neighborhood before making the leap.


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climbing_carol

Noise is one of those things you don’t really think about until you live with it day in and day out. I manage a few properties in North Texas, and honestly, the difference between metal and class 4 shingles is pretty noticeable - especially during hail season. Metal roofs definitely amplify the sound, but I’ve had tenants mention that even with high-impact shingles, they still hear every acorn or critter up there. Maybe it’s just the way some houses are built, or maybe some folks are more sensitive to it.

On resale value, I’ve seen buyers split down the middle. Some love the “forever roof” idea with metal, but others get nervous about potential denting or repairs after a big storm. Shingles seem to be the safer bet around here, just because that’s what most people expect. Out of curiosity, has anyone had issues getting insurance discounts for class 4 shingles? I’ve heard mixed reports - some carriers give a break, others don’t care unless you jump through hoops with documentation.

One thing I will say: if you’re in hail alley, make sure whoever installs your roof actually follows manufacturer specs. I’ve seen warranties denied over tiny install mistakes... not fun to deal with after a storm rolls through.


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Yeah, the noise thing is real. I used to think people were exaggerating until I spent a night at my cousin’s place with a metal roof during a hailstorm - felt like I was inside a popcorn machine. I went with class 4 shingles on my own house (DFW area) because I figured they’d be quieter and maybe save me a few bucks on insurance. Joke’s on me though, because my carrier wanted photos, receipts, and basically my firstborn before they’d even talk about a discount. Ended up getting like $50 off for all that hassle.

I will say, the shingles have held up better than the cheap ones we had before. Last year’s hailstorm left the neighbor’s roof looking like Swiss cheese, but mine just had a few scuffs. Still, I swear every squirrel sounds like it’s wearing tap shoes up there. Maybe it’s just old houses or thin decking? Either way, if you’re on a budget and don’t want to feel like you’re living in a drumline, class 4 is probably the way to go... just don’t expect total silence or big insurance savings.


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jmoon60

Still, I swear every squirrel sounds like it’s wearing tap shoes up there. Maybe it’s just old houses or thin decking?

That’s not just you - older decking can definitely make roof noise worse, especially if it’s spaced sheathing or thinner plywood. Even with class 4s, you’ll still hear critters and big hail, just less of that “popcorn machine” effect compared to metal. I’ve seen folks add an extra layer of underlayment for a bit more sound dampening, but it’s not a miracle fix. And yeah, insurance discounts are hit or miss... some carriers barely care unless you’re in a high-claim zip code. At least your shingles took the beating better than your neighbor’s - sometimes that peace of mind is worth more than the $50.


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animation485

I totally get the “tap shoes” thing - first time I heard it, I thought we had raccoons. Our house is from the 60s and the decking is definitely thinner than what they use now. When we replaced the roof, we went with class 4 shingles hoping for less noise and better hail protection. It helped a bit, but honestly, I still hear every squirrel and acorn. We tried adding a thicker underlayment, but like you said, it’s not a magic fix. Insurance barely budged on our premium, which was kind of a letdown. At least I don’t worry as much during storms... but the noise is just part of the deal, I guess.


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