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When hail meets metal: a suburban legend

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cooking_michael
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(@cooking_michael)
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I hear you—my place took a beating from hail last spring, and the metal roof looked like a golf ball after. No leaks, though, just cosmetic stuff. I think you nailed it with install quality and gauge. Thicker panels seem to shrug off dents better, at least in my experience. I’d still rather deal with a few dings than replacing shingles every other year... plus, insurance didn’t even blink at the dents.


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sfire35
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(@sfire35)
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- Had a similar situation here in the Midwest—hail last summer left my metal roof looking pretty rough, but not a single leak.
- Agree on the thicker panels. My neighbor went with the thinner stuff to save money, and his dents were way worse.
- Honestly, I’ll take a few dings over torn-up shingles any day. Used to have asphalt, and after every big storm, I’d find pieces in the yard.
- Insurance adjuster barely glanced at the roof, said it was all cosmetic. Didn’t affect my premium or anything.
- Only downside for me: the noise. Hail on metal is LOUD. First time it happened, I thought the sky was falling.
- If anyone’s on the fence about metal, just make sure you get a good installer and ask about panel thickness. Makes a world of difference.
- One thing I wish I’d done—gone with a slightly darker color. The dents don’t show as much on my buddy’s charcoal roof compared to my lighter one.

All in all, I’m still glad I made the switch. Less hassle, and I don’t miss climbing up there to patch shingles every year...


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Posts: 6
(@mwriter81)
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That noise during a hailstorm is something else, isn’t it? First time I heard it on a metal roof, I thought the gutters were coming off. But you nailed it—cosmetic damage is a small price to pay for not having to deal with leaks or shingle bits all over the yard. I’ve managed a few properties with both asphalt and metal, and honestly, the maintenance difference is night and day. With shingles, it felt like every spring was just patchwork season.

I do think you’re right about panel thickness making a big difference. One building here had thinner panels (budget decision from the owner), and after last year’s storm, it looked like someone took a baseball bat to it. The thicker stuff held up way better—just some minor dings you’d only notice if you’re really looking.

Color choice is one of those things you don’t think about until after the fact. Darker roofs definitely hide the dents better, but they can get hotter in summer... trade-offs everywhere. Still, I’d take a few visible dings over water stains on the ceiling any day.


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(@cyclotourist52)
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I get the appeal of metal roofs, but honestly, the noise during a hailstorm isn’t just “something else”—it’s a full-on percussion concert. I’ve had a few folks complain it kept them up all night, and one guy swore his cat wouldn’t come out from under the couch for two days. Also, those cosmetic dings might not bother everyone, but in neighborhoods with strict HOAs, even minor dents can turn into a headache. Sometimes I wonder if thicker panels are worth the extra cost when you factor in resale value and curb appeal... shingles might be more work, but at least they don’t look like a golf ball after every storm.


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retro_jack
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(@retro_jack)
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Sometimes I wonder if thicker panels are worth the extra cost when you factor in resale value and curb appeal...

Thicker panels do help with dent resistance, but they’re not a magic fix—hail can still leave marks, just maybe fewer. I’ve seen some folks use underlayment or attic insulation to cut down on noise, but that’s another layer of cost. Has anyone here actually had their insurance premiums change after switching to metal? That’s one angle I don’t hear much about.


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