Roofing discussions and local services.
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Roofing Costs: Pay Big Upfront or Spread It Out?
We're looking into redoing the roof soon, and I'm kinda stuck deciding between shelling out a big chunk upfront (capital expense) or spreading the cost over time as an operating expense. Curious what others prefer and why...
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I'm with you on spreading it out - less painful seeing smaller numbers leave the bank account each month, haha. But honestly, if you can swing the upfront cost, you'll usually save a bit overall. Just make sure you factor in any interest or fees...they sneak up on ya.