Good point about comparing concrete examples side-by-side. I've also noticed some insurers are more flexible if you show you're proactive—like install...

Yeah, moss is sneaky for sure... I found that out when I first switched to tile. Still, I'd rather deal with occasional moss than constantly replacing...

Yeah, hailstorms can really throw a wrench in things. I've seen EPDM roofs handle hail pretty well, but honestly, no roof is bulletproof. TPO's fire r...

Interesting points from both sides here. I've noticed insurers can be pretty inconsistent about this stuff, honestly. A friend of mine had a metal roo...

Interesting choice going darker and still noticing less heat buildup. Usually, lighter colors are recommended for reflecting sunlight and keeping thin...