Couldn’t agree more on the fine print—half the time, even I have to double check what counts as “maintenance.” I’ve seen claims get denied over someth...

I’ve seen a lot of gutter guard installs over the years, and honestly, the “never clean your gutters again” pitch is just marketing fluff. I’ve inspec...

That “possible biological presence” line always gets me too—feels like a cop-out. Honestly, I wish more inspectors would just call it what it is, even...

I’ve seen folks try to “open up” W-trusses for storage, and honestly, unless you get a real engineer involved, it’s asking for trouble—especially with...

I get where you’re coming from, but I’ve actually seen a couple policies in the last year where the deductible was lower for Class 4 roofs—granted, it...

Sealant's definitely more of a band-aid than a solution, seen way too many quick fixes fail during inspections. Curious though, anyone tried aluminum-...

You're spot-on about the nailing thing—it's not rocket science, but you'd be amazed how often roofers mess it up. Too tight and you risk damaging the ...