That’s wild about the cable box—lightning’s so unpredictable. I always wonder if a metal roof actually helps spread out the charge or just makes you more of a target. Have you looked into how insurance companies treat metal roofs for lightning claims? I’ve heard mixed things, but it seems like they’re safer than people assume.
Metal roofs get a bad rap with lightning, but honestly, they’re not the magnets people think they are. The metal actually helps disperse the charge, so you’re less likely to have a fire compared to wood shakes or asphalt. Insurance companies I’ve dealt with don’t usually penalize for metal—sometimes you even get a discount for fire resistance. Still, every policy is different, and some adjusters just don’t know the science. I’d say you’re probably safer than most folks assume, but it never hurts to double-check your coverage.
