That’s spot on—when the contractor handles the logistics, it’s one less headache for the homeowner. I’ve seen folks get buried in supplier calls and returns, and it’s just not worth the stress. Even if it means paying a bit extra, having a clear contract that spells out who’s responsible for what really does save so much hassle. It’s all about keeping things organized and making sure everyone’s on the same page from the start. You’re definitely not alone in feeling uneasy about vague contracts... seen too many projects go sideways because of them.
Net 30 can work if you really trust your contractor and there’s a solid paper trail, but I’ve seen too many jobs stall out when payments get delayed or someone “forgets” a clause. Upfront payment feels risky, but sometimes it’s the only way to get materials moving. I always tell folks—double-check what’s in writing and don’t be shy about asking for specifics. Had a client once who thought “materials included” meant everything... turned out it didn’t even cover the nails.
I’ve definitely run into this on bigger projects—Net 30 sounds great until you’re the one chasing down invoices while the job site sits idle. Had a siding job last year where the contractor was fine at first, but once the first payment lagged, everything slowed to a crawl. Ended up spending more time tracking paperwork than actually managing the property.
What’s worked for me is breaking payments into clear milestones. Usually, it’s a small deposit to lock things in, another chunk when materials show up, and the rest after inspection. That way, everyone’s got some skin in the game, but I’m not giving up all leverage upfront.
And yeah, those “materials included” lines can get tricky fast. I’ve learned to get line-by-line breakdowns—if it’s not spelled out, it’s probably not included. Had a painter once who billed me for “supplies” twice because I didn’t catch the vague wording. Never again.
Net 30 can work if you’re dealing with someone you’ve used for years, but I’d say, for new folks, keep it tight and get everything in writing.
Man, chasing down Net 30 payments is like trying to herd cats during a hailstorm—never ends well for anyone. I totally get the milestone thing; keeps everyone honest, and you’re not left holding the bag if someone ghosts you halfway through. The “materials included” line item is my personal nemesis... had a roofer once try to charge me for “miscellaneous fasteners” twice. I’m with you—if it’s not spelled out, it’s probably hiding something. Ever had someone try to sneak in a “project management fee” after the fact? That one got me once.
The “materials included” line item is my personal nemesis... had a roofer once try to charge me for “miscellaneous fasteners” twice.
That hits close to home. I’ve seen invoices where “hardware” or “supplies” gets padded with all sorts of vague stuff—if it’s not broken down, I’m immediately suspicious. As for Net 30, I get why some folks still use it, but honestly, upfront or milestone payments just keep everyone accountable. Too many times I’ve had to remind people that my time isn’t free while they sort out their own cash flow. And yeah, the “project management fee” tacked on at the end? That’s just sneaky. If it’s not in the original agreement, it shouldn’t show up later.
