- Totally get the feeling of "pop quiz nobody studied for"—been there. - For me, smaller towns seem more unpredictable than flexible. - My permit ...

- Yeah, that's what I'm nervous about...first-time homeowner here, no clue how insurance adjusters really work. - Had some shingles fly off last storm...

- Good point about aluminum softness... hadn't really considered hail damage. - My neighbor installed aluminum roofing last year—looked great at first...