Ten days feels about right, even if it’s a pain. Last year, I waited three weeks for my insurance to approve a claim and by the time they did, the shingle price had jumped twice—felt like playing the stock market. Around here (humid Midwest), metal quotes have been more stable, but asphalt is all over the place. I’ve seen some contracts with “price escalation” clauses, but honestly, it just made things more confusing for everyone. At least now folks are upfront about the window instead of promising something they can’t deliver. Still wish things would chill out a bit...
Ten days is honestly the sweet spot these days, even if it feels rushed. I’ve seen too many folks get burned by waiting for insurance only to have prices jump mid-process. Those escalation clauses are a headache, but at least they’re honest about the risk. Wouldn’t mind if things calmed down either… but with Midwest weather, good luck, right?
Wouldn’t mind if things calmed down either… but with Midwest weather, good luck, right?
Tell me about it. I swear, my roof ages five years every time the wind changes direction. Ten days for a quote feels like a blink, but I get why contractors do it. Last time I waited for insurance approval, the price went up $1,200—felt like I was playing the world’s least fun lottery. Escalation clauses are a pain, but at least they’re upfront. I’d rather have that than a “surprise” invoice.
Still, I wish there was a little more wiggle room. Not everyone can drop everything and sign paperwork in a week and a half, especially when you’re juggling work, kids, and whatever the sky decides to throw at you next. Maybe if the weather ever took a vacation, we could too... but until then, I guess we just keep racing the forecast and hoping our shingles hang on.
Ten days honestly felt like a joke to me the first time I heard it—I barely had time to even get my insurance agent on the phone. Had a hailstorm roll through and by the time I got the green light, contractor said “new prices, sorry.” Not much you can do but grit your teeth and hope the next storm holds off. Midwest roofs really don’t get a break.
Ten days is barely enough time to get your ducks in a row, especially after a big storm. I’ve seen folks lose out on quotes just because their insurance adjuster was backed up or the paperwork took too long. Last spring, I had a client who waited two weeks for approval and by then, shingle prices had jumped again. Midwest weather’s brutal on roofs, but these short quote windows don’t help anybody. I get that material costs are all over the place lately, but sometimes it feels like you need a crystal ball just to plan repairs.
