Just had a chat with my insurance guy about deductibles, and he mentioned some people prefer paying upfront to get it outta the way, while others wait until after a claim to handle it. Got me thinking...I'm more of a "deal with it later" kinda person, but maybe that's not the smartest move financially. Curious how most folks handle this—quick poll:
- Pay deductible upfront
- Wait until after a claim
- Depends on my bank account at the moment
I've seen it go both ways for homeowners...some prefer the peace of mind knowing they've already handled it, others like the flexibility of waiting. Here's something else to consider—does paying upfront ever influence how quickly or smoothly your claim gets processed? Not saying it should, but I've heard mixed experiences from clients about whether the insurance company treats these cases differently. Curious if anyone's noticed a difference?
