Curious if anyone’s actually had an adjuster flag something like gutter guards or attic ventilation as a positive?
I’ve noticed the same—my last adjuster barely looked at the actual roof, just pointed at the overhanging maple and said, “That’s your main risk.” Funny thing is, I’d just paid for new gutter guards and better attic vents, but he didn’t seem to care. Maybe it depends on the company? In my case, it was all about tree limbs and moss, not upgrades.
Funny thing is, I’d just paid for new gutter guards and better attic vents, but he didn’t seem to care.
Same boat here. I put in those mesh gutter guards last fall—figured it’d be a big plus, but the adjuster barely glanced at them. He was way more interested in the tree hanging over the garage and some moss on the north side. Maybe it’s just what they’re trained to look for? Still feels like a letdown after all that work...
Had a similar experience last year. I replaced my old gutters with those micro-mesh guards and even swapped out some attic insulation, thinking it’d show I was on top of maintenance. The inspector barely gave them a second look. Instead, he spent most of his time pointing out the overgrown maple that leans toward the house and a patch of algae on the back shingles.
Honestly, I get it—overhanging trees and moss can cause real damage, but it’s still kind of frustrating when the stuff you actually invested in doesn’t seem to matter much. Maybe they’re just focused on what’s most likely to cause a claim? Still, I’d hoped the upgrades would count for more.
On the plus side, at least the guards keep me off the ladder every fall. Insurance savings or not, that’s worth something in my book.
Funny how inspectors always seem to zero in on the stuff you didn’t expect. I replaced my whole ridge vent last fall—thought for sure that’d score me points, but the guy barely glanced at it. Instead, he spent half the time talking about a couple branches scraping my siding and some moss on the north side. Guess they’re just trying to spot what’ll cost them later. Still, not having to clean out gutters every season is a win, even if the insurance discount is tiny.
That’s pretty much my experience too. I’ve had inspectors breeze past the new flashing I put in, but then they’ll spend ages pointing out a loose downspout or a bit of algae on the eaves. Do you think they’re trained to focus more on what’s visible from the ground? Or maybe it’s just about what could cause long-term water damage. I always wonder if it’s worth trimming every single branch, or if that’s just nitpicking.
