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Lowered my insurance bill after a roof inspection—anyone else surprised?

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stormcampbell326
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(@stormcampbell326)
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Had a similar thing happen after I flagged some hail damage on a client’s roof—insurer sent out their own guy, but the premium barely budged. Honestly, sometimes I wonder if the “impact resistant” label is just marketing. I always tell folks to read that new policy line by line... those sneaky exclusions can pop up anywhere.


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(@climbing_coco)
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Honestly, sometimes I wonder if the “impact resistant” label is just marketing.

I get where you're coming from, but I’ve actually seen those shingles hold up better than standard ones after a nasty hailstorm. Not bulletproof, but on a few jobs, clients got away with minor dings while neighbors needed full replacements. Still, you’re right—those exclusions can be a real headache. Always surprises me what gets tucked into the fine print...


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